Step 1: Get your link
Sign up with your WhatsApp number. Your link and code are ready in about a minute.
Circle Makers
Bring a circle to CircleSave.Get paid when it starts.
Know someone who runs an ajo or esusu? Send them your link. You get ₦1,000 when their circle starts, then a share of every Circle Pass they buy.
Get my link
Free to join. You don’t need to run a circle yourself.
How it works.
You don’t sell anything. You point people you know at something that saves them chasing payments.
Step 2: Send it to an organiser
The family ajo, or the one at church. They set it up with your link and keep their WhatsApp group as it is.
Step 3: Get paid as it runs
₦1,000 when their first payout is confirmed. Then up to ₦1,800 from each Circle Pass they buy for a year.
What one circle earns you.
A Circle Pass is priced by the number of people, so a bigger circle earns you more.
People in the circle
8
- When it starts
- ₦1,000
- When they buy the ₦5,600 pass
- ₦1,120
₦2,120from one circle
Circles are free until 31 December, so passes start in January. Until then you earn the ₦1,000 each time a circle starts.
Bring more, keep more of each pass
Rising Maker
Your first circle
20% of each pass
Maker
3 circles
25% of each pass
Master Maker
10 circles
30% of each pass
Full Circle
25 circles
30% of each pass
Straight answers.
Who can join, when you’re paid, and the few rules there are.
No. Anyone with a UK or Nigerian WhatsApp number can be a Circle Maker. Most Makers just know a few organisers.
When at least 5 people have joined it on CircleSave and the person who got the first pot has confirmed a payment. That way only real circles count.
Each reward waits 14 days, then it’s ready. We pay once a month when you have ₦5,000 or more, and the first time we’ll message you on WhatsApp to set up payment.
Not for a reward. You can’t earn from a circle you run or help run. You can still be a member of a circle you bring.
Yes, please. The message that goes with your link already says so.
No. Bring as many circles as you like. Only share your link with people you know, though. Messaging strangers or posting it in groups you’re not part of can cost you your rewards.
No. Members pay each other directly, like they always have. CircleSave sends the reminders and keeps the record.