Run your ajo without chasing people.
CircleSave keeps the record for your ajo or esusu. Everyone sees who has paid and who collects next, and reminders go out on WhatsApp.
How it works
Step 1: Set it up
Name the contribution, set the amount in naira and decide who collects when. It takes about ten minutes.
Step 2: Share one link
Drop it in your WhatsApp group. Everyone taps it to join. Nobody needs a new app or password.
Step 3: Transfer like you always do
Members send money straight to whoever is collecting. Not one naira passes through CircleSave.
What you get
One place to see the round
Who has paid, who hasn’t and when the next collection is due.
Reminders on WhatsApp
Members get a reminder two days before each payment is due, so the coordinator doesn’t have to chase.
Hear about a miss early
CircleSave flags a payment that looks late, often before collection day.
We never hold the money
Members send to each other directly. Nothing passes through CircleSave.
Questions
- Do you keep our money like a savings app?
- No. CircleSave only keeps the record. Members transfer to each other, the way your ajo already works.
- How many people can join?
- Up to 10 in a contribution, paying weekly or monthly.
- What does it cost?
- Members never pay. While we’re in early access, it’s free for the coordinator too.
New to it? Read our guide, What is ajo in English? What does esusu mean?, or plan the order and dates with the free rota and pot calculator.