Save with friends, family, or colleagues while our CircleEngine™ algorithm continuously monitors your circle's financial health.
Our AI analyzes your Banking data to predict who's trustworthy before they join your circle.

Access your savings circles from anywhere. Built for diaspora communities worldwide.
Instant notifications when someone's financial situation changes. Know before defaults happen.
£250 from Sarah M.
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1 hour agoUK regulated protection with automated dispute resolution. Your money is as safe as a traditional bank.
From community leaders to students, CircleSave has become an essential tool for savings circles across the UK.
CircleEngine™ analyzes Open Banking data, spending patterns, income stability, and transaction history to predict default risk up to 60 days in advance. We'd alert you before someone's financial situation changes, allowing your circle to adapt.
Our CircleEngine algorithm represents the world's first AI system designed specifically for Rotational and informal group savings default prediction and risk allocation.
Traditional ROSCA relies on trust and hope. We add bank-level protection, real-time monitoring, and AI-powered risk assessment. If someone can't pay, you know weeks before crisis hits—not after.
Prediction isn't destiny. Our system provides early warnings and alternative arrangements. Think of it as a seatbelt better to have protection and not need it than face unexpected financial loss.
We operate under UK financial regulations with FCA (pending) compliance. Your funds are held in segregated accounts with bank level insurance. Think of us as a regulated bank specifically designed for migrant community savings.
Absolutely. We understand AJO, ESUSU, and Hagba traditions. Our platform supports cultural payment preferences while adding protection you'd never have before. Your traditions, our security.