Group Savings Reimagined
Save with friends, family, or colleagues while our CircleEngine™ algorithm continuously monitors your circle's financial health, predicting disruptions before they happen.
AI Risk Prediction
Smart Predictor- Our AI analyzes your Banking data to predict who's trustworthy before they join your circle.
Real Time Alerts
Alert Master- Instant notifications when someone's financial situation changes. Know before defaults happen.
Bank Level Security
Security Guardian- UK regulated protection with automated dispute resolution. Your money is as safe as a traditional bank.
How Our AI Protects Your Money
Experience the world's first AI powered ROSCA protection system. Traditional savings circles are broken, we're fixing them with technology.
Connect Your Bank
Securely link your accounts through Open Banking. CircleEngine™ analyzes your transaction patterns to assess financial stability.
AI Risk Assessment
Our algorithm evaluates each member's default risk based on behavior, income patterns, and financial history.
Smart Monitoring
Real time alerts notify you if anyone's financial situation changes. No surprises, you know before defaults happen.
Protected Payouts
Automated, guaranteed distributions. Your money is protected every step of the way.
Connect Your Bank
Securely link your accounts through Open Banking. CircleEngine™ analyzes your transaction patterns to assess financial stability.
AI Risk Assessment
Our algorithm evaluates each member's default risk based on behavior, income patterns, and financial history.
Smart Monitoring
Real time alerts notify you if anyone's financial situation changes. No surprises, you know before defaults happen.
Protected Payouts
Automated, guaranteed distributions. Your money is protected every step of the way.
Real Stories from Protected Members
See how CircleSave is transforming savings circles across the UK
"Finally, something that understands our culture while protecting our money. Our contributions are safe with CircleSave."
Ngozi Okafor
Community Leader, London
"Our WhatsApp group used to stress about payments. Now we trust CircleSave knows who's reliable before they join."
Ahmed Hassan
Business Owner, Birmingham
"The AI predicted my flatmate's default before it happened.That's protection."
Priya Patel
Student, Manchester
FAQ
Understanding how CircleSave revolutionizes group savings safety
CircleEngine™ analyzes Open Banking data, spending patterns, income stability, and transaction history to predict default risk up to 60 days in advance. We'd alert you before someone's financial situation changes, allowing your circle to adapt.
Our CircleEngine algorithm represents the world's first AI system designed specifically for Rotational and informal group savings default prediction and risk allocation.
Traditional ROSCA relies on trust and hope. We add bank-level protection, real-time monitoring, and AI-powered risk assessment. If someone can't pay, you know weeks before crisis hits—not after.
Prediction isn't destiny. Our system provides early warnings and alternative arrangements. Think of it as a seatbelt better to have protection and not need it than face unexpected financial loss.
We operate under UK financial regulations with FCA (pending) compliance. Your funds are held in segregated accounts with bank level insurance. Think of us as a regulated bank specifically designed for migrant community savings.
Absolutely. We understand AJO, ESUSU, and Hagba traditions. Our platform supports cultural payment preferences while adding protection you'd never have before. Your traditions, our security.
Start Your CircleJoin thousands already protected
Join or create a savings circle with friends, family, or colleagues. Pool funds, take turns receiving the full pot, and achieve your financial goals faster